Homeowners Insurance Plano Texas
There are quite a few Homeowners Insurance Plano Texas insurance companies, so which one do you choose? Some of the things we recommend checking out to choose the best insurance agency is:
- Affordable Insurance Pricing
- Custom Built Insurance Policies
- Great Customer Service With Fast Response Times
- Local Office
- Easy Way To Make Insurance Claims
Royalty Insurance is the top-rated insurance agency in Plano with over 300 5 start reviews. But do the research yourself and let us know if you have any questions!
Your home is the center of your daily life, and likely your most valuable asset. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact.
Royalty Insurance can help you customize home insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.
Depending on where you live – a house, apartment, or condominium – the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings.
Types Of Homeowners Insurance Plano Texas
Scheduled Personal Property Coverage
If you have special possessions such as jewelry, art, antiques or collectibles you may want to talk to your agent about this additional coverage. It provides broader coverage for specific items.
Rental Liability Insurance
Landlords may have the option to buy optional Liability coverage for the risks posed by tenant-occupied dwellings.
Homeowners Personal Property Coverage
Your home is filled with furniture, clothes, electronics, and other items that mean a lot to you. Personal Property insurance helps replace these items if they are lost, stolen or destroyed as a result of a covered loss.
Types Of Homeowners Insurance Plano Texas
Homeowners Additional Living Expenses
If you can’t live in your home because of a covered loss, your home insurance policy will pay additional living expenses (commonly for up to 12 months) while damage is assessed and your home is repaired or rebuilt.
Homeowners Medical Insurance
This covers medical expenses for guests if they are injured on your property, and in certain cases covers people who are injured off of your property. It does not cover health care costs for you or other members of your household.
Personal Liability Homeowners Insurance
Personal Liability coverage applies if someone is injured or their property is damaged and you are to blame. The coverage generally applies anywhere in the world. When choosing your liability coverage limits, consider things like how much money you make and the assets you own. Your personal liability coverage should be high enough to protect your assets if you are sued.
Property or Dwelling Coverage
Property or Dwelling Coverage typically pays to repair or rebuild your home if it’s damaged or destroyed by an insured event like a kitchen fire or windstorm.
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Every person is unique – talk to us today to find out how to get the best price and value on Auto insurance for you.