Terms of Service (“Terms”)

Please review these Terms of Service (“Terms”) carefully before using the website located at www.royaltyinsurance.com (the “Service”), operated by Royalty Insurance Agency (“us”, “we”, or “our”).

Your access to and use of the Service is subject to your acceptance of and ongoing compliance with these Terms. These Terms apply to all visitors, users, and anyone who accesses or interacts with the Service.

By using the Service, you confirm your agreement to these Terms. If you do not accept any part of these Terms, you are not permitted to use the Service.

1. Accounts

To create an account, you must be at least 18 years of age. You agree that all information provided during registration is accurate, complete, and kept up to date. Providing false or outdated information may result in account termination.

You are solely responsible for safeguarding your account credentials and for all activity that takes place under your account. If you suspect any unauthorized access or a security breach, you must notify us promptly at info@royaltyinsurance.com.

Usernames may not impersonate another person, infringe on any trademark or third-party rights, or contain offensive or inappropriate language. Royalty Insurance Agency reserves the right to suspend or terminate accounts at its discretion.

2. Site Content

All content published on www.royaltyinsurance.com — including text, images, graphics, and documentation — is the property of Royalty Insurance Agency. Reproduction or redistribution of any content requires prior written authorization. No content may be used for commercial or non-commercial purposes without explicit consent from Royalty Insurance Agency.

3. Feedback

Any suggestions, ideas, or recommendations you submit to Royalty Insurance Agency — whether by email or through the website — may be used freely by Royalty Insurance Agency without any obligation, compensation, or attribution. By submitting feedback, you assign all associated intellectual property rights to Royalty Insurance Agency.

4. Links to Third-Party Websites

Our website may include links to external websites not owned or controlled by Royalty Insurance Agency. We have no responsibility for the content, policies, or practices of any third-party sites and make no warranties regarding their services. We recommend reviewing the terms and privacy policies of any external sites you visit.

5. Transactional Emails

Royalty Insurance Agency may send service-related emails to your registered address, including notifications about policy updates, account activity, or changes to these Terms. By using our Service, you consent to receiving these communications, which are considered part of your agreement with us.

6. Termination

We may suspend or terminate your access to the Service at any time, without notice, for any reason including a violation of these Terms. You may discontinue use of the Service at any time. Provisions of these Terms that by nature extend beyond termination — including ownership rights, disclaimers, and limitations of liability — will remain in effect.

7. Billing & Payment

By providing a valid payment method, you authorize Royalty Insurance Agency to charge applicable fees as displayed on our website. Payment details are stored securely through our payment processor and are not used for any other purpose. You are responsible for keeping your payment information current through your account settings.

8. Indemnification

You agree to indemnify and hold harmless Royalty Insurance Agency and its officers, directors, employees, agents, and contractors from any claims, liabilities, losses, or expenses (including legal fees) arising from your use of the Service or any violation of these Terms.

9. Limitation of Liability

To the fullest extent permitted by law, Royalty Insurance Agency shall not be liable for any indirect, incidental, consequential, or punitive damages — including loss of data, revenue, or business opportunities — arising from your use of or inability to use the Service, or from any third-party content or conduct encountered through the Service.

10. Privacy

All data collected through the Service is used for internal operational purposes only. Royalty Insurance Agency will never sell your personal information. Data is only shared with third parties directly involved in delivering our services — such as insurance carriers, billing processors, and analytics providers. Please refer to our Privacy Policy for full details.

11. SMS Terms and Conditions

1. SMS Consent Phone numbers collected through our SMS opt-in process will not be shared with third parties for marketing purposes.

2. Types of SMS Communications If you have opted in to receive text messages, you may receive communications related to:

• Insurance inquiries and quotes
• Policy updates and reminders
• Promotional offers (where applicable)

3. Message Frequency Message frequency may vary based on your activity and account status. You may receive up to 5 SMS messages per week.

4. Applicable Fees Standard message and data rates may apply depending on your mobile carrier and plan.

5. Opt-In You may opt in to SMS communications by:

• Submitting an online or paper form
• Verbally consenting during an agent interaction

6. Opt-Out Reply STOP at any time to unsubscribe. You will receive no further messages after opting out. Reply START to re-subscribe at any time.

7. Help Reply HELP for assistance, or contact us at info@royaltyinsurance.com or call 972-801-9188.

8. Standard Disclosures

• Message and data rates may apply
• Text STOP to opt out at any time
• Text HELP for support
• Message frequency may vary
• View our Privacy Policy for more information

12. Disclaimer

The Service is provided on an “as is” and “as available” basis without warranties of any kind, express or implied. Royalty Insurance Agency does not warrant that the Service will be uninterrupted, error-free, or free of harmful components, or that any results obtained through its use will meet your expectations.

13. Exclusions

Certain jurisdictions may not permit the exclusion of implied warranties or limitation of liability for incidental or consequential damages. In such cases, the above limitations may not fully apply to you.

14. Governing Law

These Terms are governed by the laws of the State of Texas, United States, without regard to conflict of law principles. Any failure by Royalty Insurance Agency to enforce a provision of these Terms does not constitute a waiver of that right. If any provision is found unenforceable, the remaining provisions continue in full force.

15. Changes to These Terms

Royalty Insurance Agency reserves the right to update these Terms at any time. For material changes, we will provide at least 15 days’ notice before the revised Terms take effect, via notice on our website or by email. Continued use of the Service after changes become effective constitutes acceptance of the updated Terms.

16. Contact Us

For questions about these Terms, please reach out to us:

Royalty Insurance Agency

2550 E State Hwy 121, Building #9 Lewisville, TX 75056

Phone: 972-801-9188

Email: info@royaltyinsurance.com