Does Your Dog Affect Your Homeowners Insurance? Yes, Here’s How
Many Texas homeowners ask if their dog can affect their homeowners insurance. The answer is yes. Insurance companies in Texas use breed lists, bite history, and risk assessments to decide rates, coverage, and exclusions for homeowners insurance. If you own a dog, especially certain breeds, your policy could change or have specific limits. Royalty Insurance, as an independent insurance agency, helps Texas residents compare homeowners insurance rates and find the best homeowners insurance companies for their situation.
