Homeowners insurance usually covers fire damage to your house, including repairs and rebuilding costs, up to your policy limits.

Does homeowners insurance cover mold? This is a critical question for Texas property owners facing water leaks or unexpected mold damage. Mold can quickly lead to costly repairs, health risks, and significant home damage. Royalty Insurance, a Texas-based independent agency, helps homeowners understand what type of mold is covered by homeowners insurance, how to get insurance to pay for mold damage, and which mold exclusions may apply in your policy.

Does homeowners insurance cover water damage is one of the most common questions Texas homeowners face after unexpected leaks or storms. Water damage can result from sudden events like pipe bursts, roof leaks, or even major rainstorms. Royalty Insurance, as an independent insurance agency in Texas, helps clients understand what type of water damage is covered by homeowners insurance, including exclusions and claim tips, so you can protect your home and your finances.